Advantages of Captive Insurance
Sophisticated and innovative healthcare products for small- to medium-sized businesses—at a substantial long term discount.
Gain freedom and control over healthcare costs
Captive insurance programs allow member companies to avoid the confusing and volatile traditional healthcare market, while providing flexibility in designing employee benefit programs that meet or exceed traditional options. Captives create opportunities to share and insulate against risk, leverage costs and ultimately share in financial returns.
How Captive Insurance Works
Employer (Self Insured) — Employer Chooses the Maximum to Pay Between $30k - $100K
Shared Captive Layer — ($30k - $100k) - $500K
Catastrophic (Aggregate/Excess Risk) — $500K +
Release from the burden of traditional healthcare
True Captive provides member companies a greater sense of control, improves cash flow management, mitigates risk, and reduces volatility in premiums—as well as a share in the profits from unused premium payments.Get a Quote