Introducing

Agilitas Captive

True Funded™

Through our True Funded™ program, True Captive financially invests in each employers’ health plan, making it easier for their company to transition to the self-funded captive model.

As a partner that shares the risk, we support their success with strategic guidance all year, not just at renewal.

Capital Contribution

Customization

Consultation

A new, proprietary captive by Brown & Brown, built for speed and agility powered by

Capital Contribution

Customization

Consultation

The True Captive Difference

We invest in each employers’ program and share risk with their company. We don’t see profits from our investment until they see savings.

We believe there is no one-size-fits-all approach when it comes to employee healthcare benefits. We offer white-glove customization to fit the unique needs of each population.

We partner with the advisor and the client throughout the year to develop strategies to keep their costs down and improve the health of their members.

The True Funded™ Captive Program

Self-Funded Foundation

  • Each employer chooses the size of claims they want to self-fund, up to a maximum (referred to as an aggregate).
  • The claims reserve stays with the employer to pay for smaller claims.
  • Money left over is the employer’s to keep or roll over to the following year.

Stop-Loss Protection

Provides protection by paying for claims that are above the captive layer maximum.

Stop-Loss Protection

Provides protection by paying for claims that are above the Captive Layer maximum.

Captive Participation

  • ​Employer contributes a small amount of up-front capital.
  • True Captive invests in the employers’ program and shares risk with the company.
  • Employer pays a fixed monthly amount that goes towards plan administration and the management of the captive.
  • True Captive pays out larger claims that are above the self-funded layer.
  • Any money that goes unused is returned to the member companies in the form of dividends.

Self-Funded Foundation

  • Each employer chooses the size of claims they want to self-fund, up to a maximum (referred to as an aggregate).

  • The claims reserve stays with the employer to pay for smaller claims.
  • Money left over is the employers to keep or roll over to the following year.

Register for the webinar

INTRODUCTION TO CAPTIVES FOR SELF-FUNDED EMPLOYERS

September 28, 2022
3 pm EST

  • This field is for validation purposes and should be left unchanged.